Why the Momentum Card?

Whether you want to make purchases online or just get in control of your spending, you can start doing more with Momentum Card. New features like MasterCard Chip & PIN make purchases secure, and with Mastercard contactless you can Tap & Go™ for faster checkouts.

View complete list of Fees and Limits for Mastercard and Visa.

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Here’s How to Get Started

Have a Card?

Set up your card, and create your online account.

Need a Card?

You can pick up a Momentum Prepaid Mastercard at a Money Mart or Check Cashing Store near you.

Mobile Wallet

Add your Momentum Mastercard Prepaid Card to the mobile wallet app on your phone, and pay for all purchases with your smartphone, tablet or smartwatch*.

*Momentum Mastercard Prepaid Card can be added to Apple Pay® and Samsung Pay.

Get Paid Faster* with Direct Deposit

Load all or part of your paycheck or government benefits to your Momentum Card automatically without having to make a trip to a store.

  1. Select how much money you want to load each payday.
  2. Give your Direct Deposit form to your employer.
  3. The money will be transferred automatically so you can use it first thing† on payday.**

*Having your payroll or government benefits direct deposited in your prepaid card account gives you faster access to your funds than a paper check.

†Funds availability is subject to timing of payers' funding.

**Direct deposit capability is subject to payer's support of this feature. Check with your payer to find out when the direct deposit of funds will start. Your Prepaid Card Account and associated direct deposit account number cannot be used for preauthorized direct debits from merchants or from utility or Internet service providers. If presented for payment, these preauthorized direct debits will be declined and your payment to the merchant or provider will not be processed. The bank routing number and direct deposit account number are for the purpose of initiating direct deposits to your Prepaid Card Account only. You are not authorized to provide this bank routing number and direct deposit account number to anyone other than your employer or payer.


Sign in now to download your direct deposit form

Load Funds with Ease

Direct Deposit

Sign up for Direct Deposit and have all or part of your paycheck transferred automatically to your card.

VanillaDirect Load

Add funds quickly with VanillaDirect Load at one of more than 60,000 participating retail locations throughout the U.S.

Load In-store

Load in-store at one of our 200 locations. Find a store near you.

Copyright ©2025 InComm. All Rights Reserved.

The Momentum Visa Prepaid Debit Card is issued by The Bancorp Bank, N.A.: Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. Card is distributed and serviced by InComm Financial Services, Inc., which is licensed as a Money Transmitter by the New York State Department of Financial Services. MOMENTUM®, Money Mart® and The Check Cashing Store® are registered service marks of Dollar Financial Group, Inc. © 2014 Dollar Financial Group, Inc. All rights reserved.

The Momentum Prepaid Mastercard is issued by The Bancorp Bank, N.A. pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Bancorp Bank, N.A.; Member FDIC. The card may be used everywhere Debit Mastercard is accepted.

Apple, the Apple logo, Apple Pay, iPhone, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.

Colorado, Maryland, and Texas customers: View information about addressing complaints regarding our money services business.